Journal of Humanities and Social Sciences Studies

Yazarlar: Dipak S Gaywala, Haresh Kakde

Konular:-

Anahtar Kelimeler:Credit Societies (CSs),Nprivileged/ underprivileged,Mpowerment,Icrofinance Institutions (MFIs)

Özet: The present paper evaluates the contribution of Credit Societies situated in Vadodara and Bharuch Districts of Gujarat State in India for the upliftment of unprivileged/ underprivileged people residing in rural areas. The data set of two states of India namely Gujarat and Maharashtra reveals that in terms of outreach, these two states cover 50% of the beneficiaries seeking credit support for their socio-economic needs. The Credit Society is a recognised model for Microfinance Institution. The Credit Society Model is therefore explored in this research paper to measure its role to empower unprivileged/underprivileged people staying in rural areas of Vadodara and Bharuch Districts of Gujarat State in India. For the objective set in this study, survey of beneficiaries of the Credit Societies was carried in selected rural areas for the period from 2009 to 2015. The non-parametric tests on surveyed data are made. The conclusion of study brings out positive contribution of Credit Societies and it plays catalyst role to empower unprivileged/underprivileged people.

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