Ekonomi ve Yönetim Araştırmaları Dergisi

Yazarlar: Ali BAYRAKDAROĞLU, Gülşah Coşar AYDIN

Konular:-

Anahtar Kelimeler:Interest Rate On Deposits,Credit Volume,Unit Root Test,Granger Causality

Özet: This study was designed for testing the effects of interest rates on deposits on credit volume. What is different than other studies is the focus on interest rates on deposits rather than loan rates. Within this aim, analyses were employed by using 132month data regarding the period of 2006-2016. Hypotheses were tested through unit root test, cointegration test, causal test and regression test. It is found that there is a long term relation between variables and according to the findings of Granger causality test, interest rates on deposits were assumed as the Granger cause of loan volume. The finding of regression test shows that there is an inverse relation between interest rates on deposits and loan volume

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