Journal of Yaşar University

Journal of Yaşar University

Determinants of Bank Capital Adequacy Ratio in Ghana

Yazarlar: Yüksel Akay ÜNVAN

Cilt 15 , Sayı 58 , 2020 , Sayfalar 160 - 166

Konular:Sosyal

Anahtar Kelimeler:Capital Adequacy Ratio,Commercial Banks,System GMM,Ghana

Özet: This study explores the factors affecting capital adequacy ratio (CAR) of banks in Ghana relying on data for commercial banks spanning 2008-2017. More specifically, the study investigates the effect of bank-specific and macroeconomic factors on CAR. Evidence from the system generalized method of moments (GMM) reveals that banks' capital adequacy level is significantly driven by bank size, leverage, and broad money supply. The findings also posit that while bank profitability positively influences capital adequacy, the effect is insignificant. The study recommends the implementation of efficient policies geared towards enhancing bank size, leverage decisions, and money supply.


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BibTex
KOPYALA
@article{2020, title={Determinants of Bank Capital Adequacy Ratio in Ghana}, volume={15}, number={160–166}, publisher={Journal of Yaşar University}, author={Yüksel Akay ÜNVAN}, year={2020} }
APA
KOPYALA
Yüksel Akay ÜNVAN. (2020). Determinants of Bank Capital Adequacy Ratio in Ghana (Vol. 15). Vol. 15. Journal of Yaşar University.
MLA
KOPYALA
Yüksel Akay ÜNVAN. Determinants of Bank Capital Adequacy Ratio in Ghana. no. 160–166, Journal of Yaşar University, 2020.