Siyaset Ekonomi ve Yönetim Araştırmaları Dergisi

Yazarlar: Hakan ALKAN, Arif SALDANLI

Konular:-

Anahtar Kelimeler:Technical Provisions,Unearned Premiums Provisions,Short-Term Invetsment,Long-Term Investment

Özet: The low interest rates and volatility in the markets, which upset the basic indicators in today's global economy, are pushing the insurance companies that show a conservative approach in terms of profitability of investments. It is possible that sudden changes in the investment portfolio do not comply with the conservative investment approach of the insurance sector, but the asset portfolio structure of the insurance companies shows some changes. In this context, a study of the technical reserves that the insurance company would be able to distinguish by examining the premium increases of an insurance company, technical reserves and short and long-term investment options and making a model under the assumptions of data analysis and examining the structure of technical reserves, especially the provision of unearned premiums CPC is different and can not be regarded as a short term obligation, the profitability will increase if the corresponding assets are evaluated in long term investments.

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