Gümrük ve Ticaret Dergisi
Yazarlar: Yakup AKKAYA
Konular:-
Anahtar Kelimeler:Consumer Protection,Consumer Law,Early Payment,Early Payment Compensation,Mortgage Loans
Özet: The use of Mortgage loan has significantly increased in recent years. This has increased need for consumer protection against Mortgage loan institutions which are powerful side of loan contracts. In this context, some regulations are passed by public authority. One of these regulations is about early payment of mortgage loans and compensation of early payment. According to this regulation, consumers could pay installments or close the debt totally earlier than agreed payment date. When consumer paid his/her installment or close the debt totally earlier, mortgage loan institution has to discount from mortgage loan. On the other hand, in order to maintain the balance of benefits, mortgage loan institutions could ask for early payment compensation in case of early payment. In order to be able to ask for early payment compensation, mortgage loan institutions have to meet some requirements. In this study, legislations and regulations related to early payment, including matters mentioned above, will be examined and discussed